Skyzack Guest Blog: What to consider when buying your first car

This week at Car & Home Stereo, we’ve got a guest blog from Skyzack LTD.

Skyzack LTD is a business support club based in Macclesfield. Their mission is to ‘help small and medium sized businesses become more visible while providing opportunities to young people interested in getting into business for the first time.’ This in mind, one of their team members, Aaron, would like to share a young persons perspective on buying your very first car.

What to consider when buying your first car:

When it comes to passing your driving test, the next big, exciting part is buying your first car! We would all love to jump straight into a brand new Mercedes, but let’s think realistically, there are many things we have to consider. From running costs to reliability, here are some of the most important things to consider when buying your first car as a young person.


Many young people won’t be able to afford a Mercedes, so when it comes to choosing the right car for you; we have to think about the price, what is your budget? Are you buying the car out right or are you considering finance and spreading the cost over a few years? With finance there are many options you can take to suit your needs. For all finance types you will need some kind of deposit; the more deposit you have to lower your monthly payment will be.

Below is a list of the different types of finance you can get:

  • HP: Higher purchase is where you spread the cost over so many years and you own the car at the end of the finance. The monthly payments are likely to be higher depending on how many years you spread the cost over. For example, you can spread to cost from 1 year to 5 years.
  • PCP: Personal contract purchase is where you can suit the payments around your budget. When it comes to the end of the finance agreement, there are 3 ways you can go about it. 1: You can give the car back, 2: You can give that car back as a deposit for a new car, or 3: Pay the lump sum of what’s left to pay for the car.
  • PL: Personal lease is something perhaps not many young people will consider using. This is because a personal lease vehicle has to be returned in the same condition you brought the car in; otherwise you’ll be hit with a massive bill to pay for the damages and as a new/young driver it probably isn’t the best option.

Depending on how much you pay for the car, the year of the car and how long you want the finance the car for, each finance option is different. When it comes to buying a car from a well-established dealership, they will talk you through the best options depending on the car you want to buy.

If you are over the age of 18 years old, many car dealerships will have good deals on brand new cars on finance. There are even some schemes in place where you get the car, insurance, tax & car servicing is all included within the price of the finance and you just pay for fuel. For most young people this is a great idea as we don’t tend to think about road tax and having ours cars serviced often.

Overall, finance is a great way to be able to get an up-to-date car as long as you can afford the repayments!


If you decide against going for one of the many free insurance finance deals, you need to think about how you are going to insure your car. Insurance for young drivers has sky rocketed throughout the years. With an average of £2,700 for a young driver, this is certainly going to be one of the most important things to consider. How are you going to pay? There are 2/3 options.

Paying in full: This would definitely be recommended when paying insurance as it is the cheapest way to paying your insurance.

Paying monthly: Paying monthly is more expensive than annual as you are essentially loaning the money from your insurance company. This means you have to pay a percentage of APR on top of the insurance price. This is usually broken into a deposit and 10/11 monthly instalments.

Family/friends help: If you don’t have enough money to pay the full annual payments but don’t want to pay extra when paying monthly you could always ask a family member or close friend to pay the insurance in full then you pay them back using monthly instalments, that way you don’t have to pay the APR on top but you can still pay monthly.

How to get the price down:

Avoiding comparison sites is our recommendation; they do make the insurance search a lot easier, but more expensive. If you would like to get a general price you may end up paying then use a comparison site. However, insurers have to pay comparison sites commission, so it will bump up the price a bit. Most insurers will offer you a lower price if you get a quote by calling them. Adrian Flux states that 75% of their customers can receive a cheaper quote over the phone.

Buying new or second hand:

When it comes to buying a car, you’ll have to decide if you want to buy a second hand car either from a dealership or a private seller. Or you can buy a brand new car with the spec & colour of your choice. Buying a new car is great. You get a fresh car completely of your styling and choice to show off to your friends, but in the long run it may not be worth it.

As of 2014; 40% of 17 year old male drivers crash within their first 6 months of driving – So if you are one of them, you would ruin your new pride and joy. And if you don’t have the correct insurance, you may be in for a hefty bill.

Gap Insurance:

You should definitely consider adding Gap insurance to your policy if you are going to finance a new car.

What is it? Gap insurance (Guaranteed Auto Protection) is the difference between the actual cash price of a vehicle and the balance still owed on the financing. When you take out finance, you pay more over the finance period than what the car is worth. For example, if you bought a car for £10,000 with a monthly interest of 6%, after 3 years you would have to pay £11,910 back through monthly payments. In the event of a crash, your insurance company would pay you £10,000 for the car value. Gap insurance would pay £1,910 for the remaining balance. Without gap insurance, you would have a written off car and still be paying £1,910 for it.

Used Cars:

Buying a used car, however, still has similar risks involved. Purchasing a used car will not give you the choice to have your own personal touch, unless you modify it and it may not be as reliable. Another issue involved is if you don’t receive a warranty, is the chance of your car breaking, potentially even 5 minutes from leaving the garage. If this happens and you have no warranty, there isn’t much that can be done. However if you manage to purchase a reliable used car, you will have a car that you can change to your taste and love like a new car, then in a few years’ time, you can go ahead and buy your dream car.

These are just a few of the main things you need to consider when buying your car and each choice is personal to you. Some of you may prefer a new car, some may just want a cheap run around. Either way, your car is your pride and joy. So go out there, find your dream car and be safe!

Whatever choice you make, remember that you can upgrade your car with Car & Home Stereo. Contact them today on 01625 432707. Or pop into the shop on Sunderland Street, Macclesfield.


Written by Aaron Cavanagh of Skyzack LTD.

Drive Safer this Winter

I’m sure it has happened to most drivers; you’re happily driving along listening to your favourite music when out of nowhere you hear sirens along with flashing blue lights. You know you have to slow down or pull over but there’s nowhere to go and the panic sets in. Well maybe not everyone and not so dramatically but wouldn’t it be great if you could have advanced warning of the approach of any police or emergency vehicles? What would be most useful would be a device that could detect the approach of any marked or unmarked vehicle giving you plenty of time to react as necessary.

Introducing the Target Blueye:

This very sophisticated device monitors the Tetra radio bands that all emergency vehicles in the UK

currently use. It can simultaneously detect up to 200 channels at the same time meaning it will never miss one while scanning. Target Blueye will operate at up to 1Km range; allowing plenty of time to make sure you are not caught unawares. Because Target Blueye only monitors the Tetra carrier waves to detect proximity and in no way intercepts communications, it is entirely legal.

While we in no way endorse speeding the video below demonstrates how Target Blueye works.

As you can see from the video; the display alerts the driver to an approaching emergency vehicle in plenty of time for the driver to pull out of the way. This could be police marked or unmarked, ambulance, fire engine, motorbike or helicopter.

If you would like to know more about how this system works or would like to book in for an installation please call us on 01625 432707.

It seems almost every day we hear of another road rage event or reports of dangerous driving. Often these events have only one witness, the driver. So it makes sense to install a high quality witness recording camera. A good witness or dash cam will continuously record both front and rear of the vehicle; meaning any event will be captured and may be used as evidence. It should also have time, speed and location information as well as G shock measurement to indicate the severity of any impact.

One of our favourites at Car and Home Stereo is the…

Titan 2 from Virtus Fleet:

This powerful package is neat and fully automatic. Images are recorded to an SD card of up to 128Gb meaning a lot of information can be stored. Any significant shock events are stored in a different file that is automatically saved. All data is encrypted which means it can be used as acceptable evidence for legal purposes. Parking mode is on by default so it will wake up if there is any interference with the vehicle. It also monitors battery levels so there will be no problem with running the car battery down if the vehicle is left for an extended period. For leisure or commercial vehicles there is also a heavy duty external rear camera available.

The Titan 2 may cost a little more than some cameras out there but the high quality of these units makes them extremely good value.

Reversing cameras are brilliant as a parking assist. Warning tones are great but there is no substitute for actually seeing what is truly behind you.

Many cars these days have a screen built into the dashboard but many are not equipped with a reverse camera. At Car and Home Stereo we can often integrate a reverse cam to the factory screen; which will work just like the original equipment showing the image as soon as reverse gear is engaged. This allows for greater safety and accuracy when parking and saves a lot of strain on neck muscles!

If you would like to know more about any of the safety features we can fit to your car please feel free to contact us on 01625 432707 or pop into our shop on Sunderland Street in Macclesfield.



Your cars security matters

Modern cars are awash with incredible security and comfort systems. Automatic lights, wipers, radar distance detection and auto braking to name only a few. One feature that has become very commonplace is keyless entry and starting. To unlock the car all that is required is to have the keyfob in your pocket as you pull the door handle. The same applies when you push the start button as the car detects the key‘s proximity. Surely this is secure? Maybe not as much as we would like to believe.


Obviously the car and the fob are in communication so that they recognise each other but this has thrown up a worrying security breach as the video below demonstrates.

The released footage shows two car thieves (now thankfully caught) stealing a Mercedes in less than 60 seconds. No keys and no damage to the vehicle. They use a ‘relay box’ that can electronically find the key from outside the house and transmit its code to a receiver near the car. This code will unlock the car and allow it to start. What you may not be aware of is that the car will remain running without the fob even when out of range.

So unfortunately all the sophisticated security systems fitted by the car manufacturers are useless. The police are now suggesting we go back to the ‘90s and start fitting ugly steering wheel locks (which are relatively easy to overcome) as a deterrent. There are much better options.

 Ghost immobiliser.

This really is the ultimate protection for modern cars. This extremely high spec. security device can be hidden completely. It radiates no signal and cannot be detected on the vehicle diagnostic port (OBD). It requires the user to enter a code of their choice using existing vehicle buttons before the car can be driven. Since there are no flashing lights or touch key ports there are no cables to follow. Thus making the unit virtually impossible to find and defeat. It acts on the vehicle data network so there are no relay clicks or cut wires to give it away. So whether the thief is armed with a scanner, a relay box or even the genuine key the vehicle will not be able to be driven.

See here for compatible vehicles, if yours is on the list then it is at risk. The development of this unit requires rigorous testing so new vehicles may take a little time to appear.

Installation can only be done by trained, high quality technicians and we are proud to be included as approved installers.

RAC Trackstar tracking unit.

If the car cannot be started then the only option is to physically tow it away and unfortunately this is what is happening. There are even anecdotal reports of brazen thieves turning up with liveried tow trucks in the middle of the day and helping themselves.

While no security device is going to stop this, if there is a good tracking system installed then the action of moving the car at all will alert the tracking station. The movements of the vehicle can then be monitored and the police informed of the location. This usually leads to a speedy and more likely recovery.

We recommend and install the RAC Trackstar tracker. This covertly fitted unit is category 6 insurance approved and is fully automatic. If the vehicle is moved without the key then it immediately reports to base station. They will then contact you to ask if you know if it is moving (for example during service), if it is unauthorised then the vehicle is tracked. If the car were stolen with the key then you would call the emergency number to report a theft and again the vehicle is tracked.

There is an app that allows the user to personally monitor your vehicle’s location.
It even enables you to set a ‘ringfence’ around it to alert you if the vehicle is driven without authorisation.

Recent journeys are also logged providing real information about location and speed.

For many insurance companies these are a required fit for high risk vehicles. However, the peace of mind they offer is priceless even if the installation is not mandatory.

Clifford Concept 650 alarm immobiliser.

We have been fitting the Clifford range of alarms for over 20 years; in all that time they have proved extremely reliable. It is true that they must be installed to a very high standard and that does cost a little more but the protection offered is peerless.

While more modern cars suit the Ghost immobiliser, the Concept 650 is ideal for earlier vehicles and classic cars. As classic vehicle values soar it makes sense to protect them properly and the Clifford is ideal. It is often joked about but the very presence of the distinctive blue LED flashing in the car is enough to deter a potential thief.

As a hard wired system with a high parts count installation is necessarily complex. We go to great lengths to make sure it is discreet and reliable. The basic system offers multi point immobilisation, perimeter protection at all points of entry, internal movement sensor and close external movement warn away sensor. In addition there is a secure PIN coded override button as well as the famous blue LED inside the car. Meanwhile, you get two high range multi-channel remote controls. On top of this, there are further systems that can be installed or enabled. These include anti-hijack, remote start as well as extra sensors such as break glass, tilt or shock. All of these allow us to customise the security to your needs.

If you would like to know more about how we can protect your vehicle; please feel free to call us on 01625 432707 or call into our shop on Sunderland Street, Macclesfield.

Latest Products from Bose.

Sorry to bring up the ‘C’ word but that time of year is fast approaching. Of course, if you’re anything like me then gift shopping might not start until December 24th but for the better organised of you, it is worth a look at the Bose range of audio systems now.

There some new additions to the range this season and they always seem to fly off the shelves so getting in early will ensure you are not disappointed.

The first of the new products is the super cute Soundlink Micro Bluetooth speaker.

Just released, the Micro is part of the Colour range and this one is truly rugged. The integral flexible strap means it can be attached to just about anything and the weatherproof design means not having to worry about getting it wet. With built-in Siri and Google assist compatibility you can control your music without picking up your phone and of course for taking calls on the go the Bose Soundlink Micro has speakerphone capability.

Like all Bose sound systems, this one sounds fantastic and is designed to give a rich, powerful performance even when outside while still delivering impressive battery life. This is all the more impressive when you consider the price of only £99.99. Available in black, red and blue we carry stocks of all three but hurry, I’m sure these are going to be extremely popular.

The original Soundlink colour was incredibly successful because of its performance, rugged build and long battery life, the Mk2 version takes all of that and improves upon it. Now with Siri and Google assist compatibility control is even easier while the voice prompts mean pairing and setting up is a breeze. Control can be further enhanced with the Bose Connect app for Apple and Android devices.

All this for £129.99 makes the Bose Soundlink Colour incredibly good value for money.

Soundlink Revolve & Revolve Plus:

The original Bose Soundlink Mini redefined how good a Bluetooth speaker could be and was the biggest selling portable Bluetooth device for a long time. That unit has now been retired and has been replaced with the Soundlink Revolve and Revolve Plus.

The Mini was unbeatable indoors but a little less so outside so the engineers at Bose set out to improve this. The result was a completely new design and the most striking feature is the full 360 degree sound delivery. This technology has come straight from the top of the range Bose Lifestyle system where a fully immersive surround sound performance was required.




By placing the driver vertically there is no directionality to the sound meaning everyone around the unit gets the full experience. I can vouch for this personally as my Revolve + in the garden is astonishingly good.

Battery life is equally impressive with up to 12 hours available from a single charge. Again they are rugged with shower resistance and of course full compatibility with Siri and Google Now. Control convenience is further enhanced with voice prompts from the unit and compatibility with the Bose Connect app.

The Revolve comes in at £199.99 while the Revolve+ is under £300 at only £279.99. Both are available in silver or black.


That concludes the Bose Soundlink line up, all of them are mightily impressive but which one is right for you? If you would like to know more then please call us on 01625 432707 or call in for a demonstration at our shop on Sunderland Street in Macclesfield and remember we will always try to match any genuine price.


Cutting Edge! with JL Audio

Today let’s look at the range of fantastic high performance products from JL Audio.

Formed in 1975, JL Audio are based in Florida USA and from the very start, their passion has always been to produce the best possible products. Originally they concentrated on sub-woofers and they quickly earned an enviable reputation for amazing power and performance. More recently JL Audio have expanded their range to include speakers and amplifiers with the emphasis once again firmly on quality and performance.


It’s true to say that the JL Audio range of subs has something for everyone. From small, discreet custom enclosures to high output monsters to true Hi-Fi quality audiophile drivers. The engineering expertise at JL Audio means that even their least expensive sub still sounds amazing and will work in a relatively small enclosure.

Every in car system will benefit from the installation of the dedicated bass speaker and at Car and Home Stereo we will make sure that it is fitted and set up correctly.




Of course a sub-woofer always needs an amplifier and so the logical step for JL Audio was to produce their own range. Car and Home Stereo is proud to be a JL Audio Signature dealer which means we carry a wide range of products. The XD range of amplifiers is a particular favourite of mine. They only take up a small amount of space but deliver an amazing performance! From the compact XD 200.2 to the immensely powerful XD 1000.1 they offer a level of flexibility and performance unparalleled to anything else.

Never a company to stand still, JL Audio have just upped their game and released a new range of amplifiers designated the RD series.



These units are extremely good value for money and sound amazing as they are based on JL Audio’s NexD D class technology. Multiple input configurations are available making for pretty much universal compatibility while the small footprint means installation is straight forward.


JL Audio speakers are some of the best around. Even the entry level TR series have a detail and clarity many other more expensive speakers cannot compete with. Taking a step up to the C2 series and we are well on the way to a true Hi-Fi performance. Where space is tight the C2 400 (a 10cm speaker) punches far above its weight for low frequency. This has become my first choice for the Land Rover Defender and is more than capable of overcoming the road noise while still producing a full range performance.

One speaker range stands out though, the C5. This speaker range has a natural and transparent sound that is simply breathtaking. OK they are not cheap but that is not the point, where high fidelity is the goal you have to go a long way to beat this speaker. The tweeter alone is one of the smoothest speakers I have heard with vocal and piano pieces a joy to experience.

And of course there are many more products in the JL Audio line up. There are processors that allow seamless integration with factory standard audio systems. These units can repair the poor performance of the standard head units found in BMW, Audi,  VW and others that can not be changed meaning you do not have to put up with the stock audio.

There is also a range of very high performance marine speakers used on the like of Sunseeker power boats. However at Car and Home Stereo we are land locked and there has never been a big demand for these here!

The most important point is that, with JL Audio, we have a range of products that can suit any application and any performance requirement. We have the experience and resources to make sure we offer and install the best possible sound at any budget.


Give Tim a call to discuss your requirements or, better still, call in to the shop in Macclesfield for a coffee and a chat.

Sharp and Sleek Bose Soundtouch Speakers

We are proud to introduce the latest addition to the Bose Soundtouch family, the Soundtouch 300.
This innovative sound bar offers a level of flexibility and performance that has never been seen before.


















Bose has always been a technology led company and over the years have developed a range of home audio systems that have revolutionised the way we see, and use Hi-Fi.

The Bose Soundtouch platform has taken the wireless, networked audio market to new heights of performance which, coupled with its elegance and simplicity of use has made it the market leader.
The Soundtouch 300 is the first in a new range of home theatre systems that feature amazing performance, stunning looks and an unrivaled feature set.
The new black glass top has been engineered by one of the most famous automotive glass producers in the world while the sleek design draws from years of in house development.

At the heart of the system  is the new sound bar.

















This can connect to your TV via HDMI or optical ensuring complete compatibility.
It contains the now famous Bose AdaptIQ software to ensure the best possible sound in any room regardless of size or shape and once connected to your home internet network you can stream all your music to it via WiFi or Bluetooth.

But of course it doesn’t end there as there are also a couple of optional upgrades.



















If you enjoy the power and performance of modern films you should add the incredible Acoustimass 300 sub. This relatively small unit can be mounted anywhere in the room as it utilises a wireless connection to the sound bar. All it requires is a mains connection. The AdaptIQ software can perfectly integrate the sub into the acoustic environment.

The second optional upgrade is the Acoustimass 300 rear speakers.


















Again these use a wireless connection to the sound bar so no more trailing cables to the back of the room. These will add a true surround sound experience to your movies and music!

This is the first of a whole new range of amazing products from Bose that will once again place it firmly at the top of everyone’s must have list.

At Car and Home Stereo we will be stocking the full range of these systems and we would welcome you for an audition at our showroom on Sunderland Street in Macclesfield, Cheshire.



If you would like to know more, please don’t hesitate to call us on 01625 432707.

The Art Of Tuning

We go to great lengths at Car and Home Stereo to find, test and install the best audio equipment available. Leading brands such as JL Audio, Audison, Rainbow and Hertz are all companies at the top of their game and are producing world beating equipment. An example of which is the new Profi range from German manufacturer Rainbow. Their T28 tweeter is one of the best speakers in the world right now.



Car interiors have never been better, but unfortunately they are not the ideal acoustic environment. There are steps that can be taken to improve this and this should always be done before embarking on a serious upgrade. However, the (small) vehicle space still contains lots of soft and hard surfaces creating absorptions and reflections not to mention the fact that the speakers  and the listening position may not be in the ideal location.


Let’s imagine a fictitious “perfect” speaker. This unit has been designed to produce a perfect range of frequencies for a totally flat sound. This can be measured and verified. Now, let’s place it in a car in the typical location in the door. Allthough this is the same speaker the environment has had a dramatic effect on the sound output. To compound this our brains are very good at judging where sound comes from and the  speaker location will be very obvious. Our carefully designed and very expensive speaker has been severely compromised.


sad-driver audiovisual cheshire


So how do we fix this? We could re-engineer the speaker for the new environment but of course that is not practical. Fortunately the answer lies in digital signal processing. A modern, state of the art processor like Audison’s Bit 1 has the power to solve all the installation and acoustic problems we find in car audio. Of course, it requires a great deal of skill to set up properly but the results can be astonishing.


disco-bit-1 audiovisual cheshire


All the issues of frequency cancellation or addition can be solved by using the powerful on board graphic equalisers. Positional issues can be solved by applying time delays to any of the speakers which will make it appear that the sound is coming from a different location. This will have the effect of making the sound stage wider and more dynamic, more like a live performance. Individual speaker level controls will ensure the sound is perfectly balanced for the driver or both front seats as required. We even have the ability to program multiple adjustments and to save them in up to four presets. This is especially useful for convertible cars so the sound can be adjusted for ‘top up’ and ‘top down’ at the touch of a button.


drc audiovisual cheshire


Of course we have all the latest technology and tools to ensure the perfect sound for you.


computer-and-analyser audiovisual cheshire

Our latest demonstration vehicle features this processor and we have built in the capacity to bypass it, it really is an ear opener to hear the difference a well set up processor makes.


happy-driver audiovisual cheshire


If you are interested and would like a demonstration of how good car audio can be, please call us on 01625 432707, we love to show it off!

Pitch Perfect – Rainbow’s Profi Line

Here at Car & Home Stereo Macclesfield, we’ve fallen head over heels for the Profi brand.


Uncompromisingly brilliant, these incredible pieces of equipment embody the precision and passion of real expert craftsmanship. The sound is so crystal clear, that you feel as though you’re at a live performance. Our resident car audio system expert and musician Tim described the sound as ‘utterly transparent’, and when you hear what these speakers can do when installed with precision – you understand why.



We’ll be honest, Profi line is not the cheapest way to get your hands on an audio system for your car. However if you want the best possible quality of sound, we think the Profi kit is worth every single penny. In common with all high end car sound systems, proper installation is vital to getting the quality of sound that you’ve paid for. Here at Car & Home Stereo of Macclesfield, we have a trained musician and qualified sound engineer with a passion for crafting perfect audio environments. Tim Campling offers a bespoke and comprehensive instillation service, tailoring each of his creations to the requirements of your vehicle and sound system – achieving perfect harmony between the two.



Our doors on Sunderland Street, in the Heart of Macclesfield, are always open – so if you’d like to come by for a chat, look or a listen – make sure to pop in!

We look forward to seeing you.